33982 ZIP Code — Punta Gorda, FL

Charlotte County, Florida

ZIP code 33982 is located in Punta Gorda, Florida, within Charlotte County. It covers approximately 407.12 square miles and serves a population of 11,067 residents. This is a standard ZIP code in the Eastern (ET) timezone, served by area code 941.

About ZIP code 33982

The housing stock consists of a higher-than-average concentration of mobile homes. Most homes were built in the 2000s, giving the area an established character. Median home value is $246,200. Owner-occupancy is high at 87%, well above the national average.

The gap between median ($56,518) and mean household income suggests income inequality — a small number of higher earners pull the average up. The poverty rate of 7% is below the national average. 52% of households receive Social Security income, suggesting a notable retiree or disability population.

The dominant occupation class is management, business, and professional, with education and healthcare as the leading industry. The average commute of 27 minutes is near the national average.

Educational attainment is near the national average, with 22% of residents holding a bachelor's degree or higher.

Health indicators show elevated rates of smoking (21%) compared to national benchmarks.

Notable community characteristics include a notable veteran presence at 13% of civilians, above the national average of 7%.

Overall, ZIP code 33982 reflects a community defined by a strong veteran community, high homeownership, and a significant Social Security-dependent population.

11,067

population

407.12

sq mi land

Standard

ZIP type

Eastern (ET)

timezone

33982 ZIP code map

Cities in ZIP code 33982

Below are the cities the US Postal Service accepts for ZIP code 33982. Using any city not on this list may result in mail delivery delays.

City	Status
Punta Gorda	Acceptable
Punta Gorda	Preferred

Nearby ZIP codes

33955 Punta Gorda (12.2 mi) 33917 North Fort Myers (12.3 mi) 33920 Alva (14.8 mi) 33950 Punta Gorda (15 mi) 33983 Punta Gorda (15.6 mi) 33905 Fort Myers (16.2 mi) 33903 North Fort Myers (16.7 mi) 33980 Punta Gorda (16.9 mi) 33971 Lehigh Acres (18.1 mi) 33916 Fort Myers (18.5 mi) 34269 Arcadia (18.6 mi) 34266 Arcadia (19.8 mi)

Demographics updated 05/2026

Population
Total population	11,067
Population density	27 / sq mi
State FIPS	12
County FIPS	015

Geography
Land area	407.12 sq mi
Water area	8.92 sq mi
Latitude	26.9020
Longitude	-81.7916
Timezone	Eastern (ET)
Area code	941

Total population by age

Gender

Race & ethnicity

Economics updated 05/2026

Household income

Income range	This ZIP	County avg	State avg
Under $50k	53.9%	47.0%	43.4%
$50k – $100k	29.2%	33.2%	30.8%
$100k – $200k	12.8%	15.5%	19.3%
Over $200k	4.1%	4.3%	6.4%

Demographics & statistics

11,067

Population

People per sq mi

53.1

Median age

$56,518

Median household income

$35,298

Per capita income

$246,200

Median home value

$993

Median monthly rent

86.5%

Home ownership

6.6%

Poverty rate

6.6%

Unemployment

4,908

Housing units

21.9%

Bachelor's or higher

Age distribution

Male Female

196

Under 5

149

165

5–9

127

305

10–14

233

175

15–19

134

141

20–24

108

708

25–34

541

805

35–44

615

795

45–54

608

487

55–59

373

525

60–64

402

1,146

65–74

877

643

75–84

491

180

85+

138

← Male

Female →

Age summary

Group	Count	%
Under 18	1,444	13.0%
18 and over	9,623	87.0%
65 and over	3,475	31.4%
Median age	53.1 years

Race & ethnicity

White 79.6%

Black or African American 6.3%

Two or more races 6.3%

Hispanic or Latino 5.5%

Other race 1.5%

Asian 0.7%

Native Hawaiian / Pacific Islander 0.1%

Group	Count	%
White	9,322	79.6%
Black or African American	739	6.3%
Two or more races	738	6.3%
Hispanic or Latino	639	5.5%
Other race	173	1.5%
Asian	81	0.7%
Native Hawaiian / Pacific Islander	14	0.1%

Household income

Income range	This ZIP	County avg	State avg
Under $50k	53.9%	47.0%	43.4%
$50k – $100k	29.2%	33.2%	30.8%
$100k – $200k	12.8%	15.5%	19.3%
Over $200k	4.1%	4.3%	6.4%

Under $10k 5.0%

$10k–$15k 2.0%

$15k–$25k 8.3%

$25k–$35k 10.2%

$35k–$50k 15.3%

$50k–$75k 18.5%

$75k–$100k 12.8%

$100k–$150k 14.0%

$150k–$200k 6.9%

$200k+ 6.9%

Range	% of households
Under $10k	5.0%
$10k–$15k	2.0%
$15k–$25k	8.3%
$25k–$35k	10.2%
$35k–$50k	15.3%
$50k–$75k	18.5%
$75k–$100k	12.8%
$100k–$150k	14.0%
$150k–$200k	6.9%
$200k+	6.9%
Median income	$56,518

Housing

Home values

Under $50k 7.5%

$50k–$100k 11.6%

$100k–$150k 12.1%

$150k–$200k 12.2%

$200k–$300k 21.4%

$300k–$500k 22.2%

$500k–$1M 11.4%

$1M+ 1.7%

Housing overview

Metric	Value
Median home value	$246,200
Median rent / month	$993
Owner occupied	86.5%
Renter occupied	13.5%
Vacant	22.3%
Single-family detached	59.1%
Large apartment buildings	0.7%
Mobile homes	34.5%
Median rooms	4.9
Avg household size (owned)	2.23

Year built

Era	%
2020 or later	4.5%
2010–2019	14.8%
2000–2009	21.1%
1990–1999	16.6%
1980–1989	16.7%
1970–1979	16.0%
1960–1969	8.1%
1950–1959	1.4%
1940–1949	0.0%
1939 or earlier	0.7%

Bedrooms

Size	% of units
No bedroom (studio)	3.3%
1 bedroom	7.9%
2 bedrooms	36.9%
3 bedrooms	44.6%
4 bedrooms	6.8%
5+ bedrooms	0.6%

Vehicles per household

Vehicles	% of households
No vehicle	1.1%
1 vehicle	39.7%
2 vehicles	36.9%
3 or more	22.4%

Heating fuel

Fuel type	%
Utility gas	4.6%
Electricity	89.6%
Propane / LP gas	1.6%
Solar	0.4%
No fuel used	3.6%

Households & families

Household type	Count	%
Married-couple family	2,469	57.9%
Cohabiting couple	111	2.6%
Male householder, no spouse	730	17.1%
Female householder, no spouse	952	22.3%
Households with children under 18	891	20.9%
Households with seniors (65+)	2,279	53.5%
Average household size	2.23

Marital status

Status	Male	Female
Never married	36.0%	13.2%
Married	48.0%	64.8%
Separated	2.9%	1.5%
Widowed	3.5%	12.5%
Divorced	9.5%	8.0%

Education

Less than 9th grade 2.4%

Some HS, no diploma 10.5%

HS graduate 36.3%

Some college, no degree 20.7%

Associate's degree 8.1%

Bachelor's degree 11.9%

Graduate / professional 10.0%

Metric	%
HS diploma or higher	87.1%
Bachelor's or higher	21.9%

School enrollment (ages 3–17)

Type	Count	%
Nursery / preschool	18	1.3%
Kindergarten	45	3.2%
Elementary school	606	42.8%
High school	443	31.3%
College / grad school	304	21.5%

Employment

Industry of employment

Education & healthcare 16.2%

Construction 14.5%

Retail trade 14.1%

Professional & management 12.5%

Wholesale trade 8.8%

Transportation & utilities 7.7%

Manufacturing 7.1%

Arts, food & hospitality 6.0%

Other services 5.4%

Public administration 4.6%

Information 1.5%

Finance & real estate 1.5%

Agriculture & mining 0.1%

Occupation

Category	%
Management, business & arts	39.6%
Service	17.6%
Sales & office	17.5%
Natural resources & construction	10.8%
Production & transportation	14.6%

Employment type

Type	%
Private sector	87.5%
Government	8.9%
Self-employed	3.5%
Unpaid family workers	0.0%

Commute

Method	%
Drive alone	79.2%
Carpool	7.9%
Public transit	0.0%
Walk	1.4%
Work from home	8.9%
Other means	2.7%
Avg commute (minutes)	27.0

Poverty

All people 6.6%

Under 18 years 2.7%

18 and over 7.3%

Married-couple families 3.3%

Female-led households 2.3%

Income support

Source	% of households
Social Security	52.3%
Retirement income	44.0%
Supplemental Security	4.6%
Cash public assistance	0.8%
Food stamps / SNAP	4.3%

Health indicators

Condition	%
Obesity	29.6%
High blood pressure	39.7%
High cholesterol	38.6%
Diabetes	12.1%
Heart disease	9.8%
Stroke	4.4%
Asthma	8.7%
Arthritis	31.3%
Kidney disease	3.9%
Pulmonary disease	11.3%
Cancer	9.2%

Behavior / access	%
Smoking	20.6%
Binge drinking	14.0%
No physical activity	28.9%
Less than 7 hrs sleep	32.2%
Depression	19.5%
Fair or poor health	18.3%
Poor mental health	15.0%
Poor physical health	13.7%
No health insurance	20.1%
Visited doctor (checkup)	75.7%
Visited dentist	60.1%
Cholesterol screening	91.7%
Teeth loss	15.5%

Veterans & disability

Veterans	Count	%
Civilian veterans	1,232	12.8%

Disability	%
Any disability	21.0%
Under 18	4.5%
18–64 years	14.6%
65 and over	36.3%

Health insurance coverage

Type	%
Private insurance	71.7%
Public insurance	47.1%
No insurance	6.5%
Uninsured under 19	0.5%

Language & origin

Language spoken at home (age 5+)

Language	Count	%
English only	10,722	96.9%
Spanish	225	2.1%
Other Indo-European	191	1.8%
Asian & Pacific Islander	20	0.2%
Other languages	14	0.1%

Place of birth & citizenship

Origin	Count	%
Native born (US)	10,452	94.4%
Born in same state	10,171	91.9%
Born in different state	3,642	32.9%
Foreign born	281	2.5%
Naturalized citizen	615	5.6%
Not a US citizen	357	58.0%

Ancestry

Ancestry	Count	%
Arab	2,543	23%
Italian	1,234	11.2%
French	738	6.7%
Polish	318	2.9%
English	277	2.5%

Ancestry	Count	%
Irish	213	1.9%
German	147	1.3%
Dutch	57	0.5%
Norwegian	19	0.2%

Technology access

Metric	% of households
Computer access	38.5%
Internet access	94.1%

Source: U.S. Census Bureau, American Community Survey 2025 estimates.

Frequently asked questions about ZIP code 33982

What city is ZIP code 33982 in?

ZIP code 33982 is primarily assigned to Punta Gorda, Florida.

What county is ZIP code 33982 in?

ZIP code 33982 falls within Charlotte County, Florida.

Does ZIP code 33982 have an older population?

31% of residents in ZIP code 33982 are 65 or older, above the national average of ~17%.

Does ZIP code 33982 have a large retiree population?

52% of households in ZIP code 33982 receive Social Security income, suggesting a significant retiree or disability population.

Is ZIP code 33982 mostly owner-occupied?

87% of occupied units in ZIP code 33982 are owner-occupied, well above the national average.

Does ZIP code 33982 have a large veteran population?

13% of civilians in ZIP code 33982 are veterans, above the national average of ~7%.

What timezone is ZIP code 33982 in?

ZIP code 33982 observes the EST timezone.